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Health Care Reform and
Your Health Insurance Options


Effective January 1, 2014, the Affordable Care Act — also known as “health care reform” — will require most Americans to have health insurance. Individuals who don’t have coverage by January 1 will be required to pay a penalty.

The Health Insurance Marketplace (“health insurance exchange”) was created to ensure that everyone has access to affordable health insurance. The Marketplace is an option for someone who does not have employer-provided health coverage or for someone who chooses not to enroll in employer-provided health coverage.

If you have the option for employer-provided health coverage, it is unlikely that you will be eligible for federal subsidies.

What do I need to do?

Employees who are currently eligible to participate in the McKesson group health plan have a few options. If you participate in the McKesson Plan, you pay for your coverage and the coverage of your qualifying dependents with pre-tax dollars. If you choose not to participate in the McKesson Plan and you buy insurance in the Marketplace, you will be responsible for paying the entire premium yourself with after-tax dollars. All benefit eligible McKesson employees should plan to participate in Annual Enrollment, which will be held November 4 through November 22.

What is the individual mandate tax?

Under the ACA, starting in 2014, most Americans will be required to have health insurance or pay a penalty. If you elect coverage through McKesson, you will satisfy this requirement. For more information about the individual mandate, please visit for questions and answers on the Individual Shared Responsibility Provision

What this means for you?

  • McKesson has you and your family covered. If you are a benefits eligible employee, you and your eligible dependents have access to healthcare coverage through McKesson.
  • Our plans are affordable. You’ll hear about new coverage options available in the Health Insurance Marketplace, but in most cases, McKesson’s coverage will continue to provide the greatest value. And because our plans exceed the federally required “minimum value standards,” it is unlikely that our employees will be eligible for federal subsidies
  • We’ll keep you updated. As we get updates, we’ll provide resources and support to help you understand the impact of health care reform and to feel confident about your personal coverage decisions.

 Health Care Reform Questions